Terms and Conditions

Our Terms and Conditions were last updated on November 27, 2025.

Please read them carefully before using Our Service.

HI THERE

Welcome to our Terms and Conditions! These boxes aren’t legally binding, you can use them as an aid for understanding the legal language.

Article 1: Educational Purpose Only

All content provided by HerMoneyMD is for educational and informational purposes only.
Nothing shared should be considered personalized financial, tax, legal, or investment advice.

Article 2: Not Financial Advice

Although Dr. Saumya Kumar, M.D., is a licensed physician, she is not acting as your financial advisor, accountant, attorney, or investment manager.
Any strategies or information provided are general guidance only.
Always consult your own licensed financial or tax professional for individualized advice.

Article 3: Personal Responsibility

You are solely responsible for your financial decisions and actions.
HerMoneyMD makes no guarantees regarding financial outcomes, investment performance, income results, or personal transformation.

Article 4: Payments & Billing

By completing your purchase, you agree to the following:

a. One-Time Payments

All one-time purchases are charged immediately at checkout.

b. Recurring Payments

If your purchase includes recurring billing:

  • You authorize automatic charges to the payment method on file.

  • Billing will continue on the stated schedule until canceled or completed.

c. Failed or Declined Payments

If a payment fails, HerMoneyMD may:

  • Retry the payment

  • Pause access to coaching or digital content until payment is resolved

Article 5: Refund Policy

Unless stated otherwise, all sales are final due to the nature of coaching, digital content, and instant access.

Article 6: No Guarantees

Results vary for every individual.
HerMoneyMD does not guarantee specific outcomes, earnings, investment results, or financial changes.

Article 7: Agreement

By proceeding with your purchase, you confirm that:

  • You have read and understood these terms,

  • You agree to them fully,

  • And you accept full responsibility for your financial decisions.